Luckily, thanks to the popularity of smartphones and an ever-growing array of finance apps, we can now have our own mobile money managers in the palms of our hands. But, budgeting is something most of us must do on our own-at least in the early stages of growing our savings or getting ourselves out of debt. It would be great if we could all afford personal financial managers.

Our financial health depends more on how we manage our money than how much we make. Our bank accounts affect whether we can pursue higher education, become homeowners, and retire with financial security. Whether we like to admit it or not, money has a powerful influence on our lives. How to Make Your Mortgage Interest Tax Deductible.

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